北京时间2021年4月24日，星期四

参与嘉宾：

Anastasija Plotnikova

主持人：

BlockBank社区志愿者-喵喵

Questions:

提问：

1、Recently, "Dogecoin" and "FileCoin" hotspots have emerged one after another. How does BlockBank create its own hotspots?

1、近日“狗狗币”、“FileCoin”热点层出不穷，BlockBank如何创造自己的热点？

Anastasija:

One of the biggest challenges of cryptocurrencies has always been the complexity of the industry, creating seamless experience is key for massive adoption, and this is where BlockBank will be focusing on. We aim to integrate the best of the DeFi and CeFi worlds while keeping it simple for the average user, as we understand that users who might be interested are quickly turned off with the level of complexity.

Something that Dogecoin has successfully accomplished is attracting a new market that is not very educated about cryptocurrencies, something that Cryptokitties has done in the past as well.

Our app will bridge CeFi, DeFi and banking; and everything will happen in the back-end. Our application was launched back in 2019 and now we are coming back with all the feedback collected from our early adopters. We are removing pain points and unnecessary complexities, creating an all-in-one application that will offer better UX and UI. Making it simple, and coupling it with our AI, will only give our users the upper hand.

加密货币的最大挑战之一一直是行业的复杂性，创造无缝体验是大规模采用加密货币的关键，而这正是BlockBank的重点。我们的目标是整合DeFi和CeFi领域中的最佳功能，同时保持对普通用户的简便性，因为我们了解到，有兴趣的用户会因为复杂性水平而迅速被关闭。

Dogecoin成功实现的目标是吸引一个对加密货币了解不多的新市场，这也是Cryptokitties过去所做的事情。

我们的应用程序将桥接CeFi，DeFi和银行业务；一切都会在后端发生。我们的应用程序于2019年启动，现在我们从早期采用者那里收集到的所有反馈都回来了。我们正在消除痛点和不必要的复杂性，创建了一个将提供更好的UX和UI的多合一应用程序。将其简化并与我们的AI结合使用，只会给我们的用户带来优势。

2、What is the progress of BlockBank regarding IDO recently? On which platforms will IDO be conducted?

2、BlockBank近期关于IDO的进展如何？将在哪些平台进行IDO？

Anastasija:

Beginning of April BlockBank was thrilled to announce the first private sale with Ignition, a featured product of PAID Network, whitelist for this private sale is closed and our team has contacted lottery winners to complete KYC, sign SAFT and send funds to IDO address.

In terms of Public Sales, we will be conducting IDO with Ignition and BSCpad, for Ignition whitelist for is already closed and soon we will be announcing lottery winners. Regarding BSCpad, whitelist is still open and snapshots will be taken on April 27th and April 28th.

We are impressed with the amount of interest from community to participate in BlockBanks IDO, the team has been working very hard to process all applications and love to see our official telegram group continue to grow and welcome everyone who wants to support us in our journey of creating Banking 3.0.

4月初，BlockBank激动地宣布与PAID Network的特色产品Ignition进行了首次私下交易，此私下交易的白名单已关闭，我们的团队已与彩票赢家联系以完成KYC，签署SAFT并将资金发送至IDO地址。

在公开销售方面，我们将与Ignition和BSCpad进行IDO，因为已经关闭了Ignition白名单，不久我们将宣布彩票中奖者。 关于BSCpad，白名单仍处于打开状态，快照将在4月27日和4月28日进行。

社区对参与BlockBanks IDO的兴趣使我们印象深刻，该团队一直在努力处理所有申请，并希望看到我们的官方电报组继续增长，并欢迎所有希望在我们的旅程中为我们提供支持的人。 创建Banking 3.0。

3、When will the BlockBank code contract be released? Which trading platforms will be launched?

3、BlockBank的代码合约具体什么时间发布？将上线哪些交易平台？

Anastasija:

We are aiming to release BlockBank code contract on _______________.

In terms of exchanges, several have approached us but can't disclose the details. We are aiming for listing on uniswap and pancakeswap on release at the same time as we are excited to be having an IDO on ETH and BSC. We will be announcing more details soon. 

我们的目标是在IDO之前发布BlockBank代码合同。

在交流方面，有几家与我们联系，但无法透露细节。 我们的目标是在发行时同时发行uniswap和pancakeswap，我们很高兴能在ETH和BSC上拥有IDO。 我们将很快宣布更多细节。

4、How to get high benefits through BANK tokens?

4、如何通过BANK代币获得高收益？

 Anastasija:

By using the BANK token only to stake you can receive up to 20%. We are providing our staking users the incentive to stake their tokens with us and offer significant returns.

Being a BANK token holder unlocks many different features in the application as well (unlocking different levels of information from the robo advisor, exclusive offers, cash back on purchases using the card, insurance, 3rd party rewards, different banking tiers without having a monthly fee, and reduced fees). Additionally, you can be eligible to receive an extra 10% APY in BANK, reaching up to 30% APY; users can stake other assets in our platform for specific periods of time - the longer they stake the more BANK bonus reward they can receive.

通过仅使用BANK代币进行抵押，您最多可以获得20％的收益。 我们正在为那些有赌注的用户提供激励，让他们向我们放权他们的代币，并提供可观的回报。

成为BANK代币持有者还可以解锁应用程序中的许多不同功能（从机器人顾问那里解锁不同级别的信息，独家优惠，使用卡购买的现金返还，保险，第三者奖励，不同的银行级别，而无需支付月费） ，并降低了费用）。 此外，您还有资格获得BANK额外10％的APY，最高可达30％APY； 用户可以在特定时间段内在平台上投放其他资产-投入的时间越长，他们可以获得的银行奖励就越多。